Household Appliance Warranty Cover

Have you ever considered buying an extended warranty to protect your household appliances? No? Well here’s what you need to know.

Can you Imagine life without a fridge or washing machine?
In most modern homes these appliances are relied upon to get through each day. The good news is if your appliance breaks down when you’ve only had it a year or less, it is usually covered by the manufacturer’s guarantee, so you should not have to pay for any repairs or replacement.

But what if it breaks down in the second or third year?
In this case it probably isn’t covered by manufacturer’s guarantee so without extended warranty, this could be an expensive fix when you add up the cost of the call out, parts and labour fees.

What is an extended warranty?
An extended warranty is a type of insurance policy that covers your household appliances beyond the manufacturer’s guarantee. If your washing machine breaks down due to a mechanical or electrical failure, the home appliance warranty will pay for repairs or a replacement. Bear in mind though, extended warranties do not usually cover accidental damage so there might also be restrictions on the age and value of a single item. You should also check if these warranties have time limits for the repair.

Where can I buy a home appliances warranty?
Shop around online – specialist insurers are often much cheaper than retailers, and multi-appliance deals can offer much better value. You should also check how long the warranty will last and think about how long you are likely to keep the item.

Check your content insurance!

Electrical and mechanical breakdown are not usually covered by your domestic contents insurance, but theft and accidental damage are, so it’s worth checking the details of your policy – there’s no point paying twice to cover the same thing.
However, check whether your contents insurance policy needs you to pay an excess when you make a claim. Many extended warranties do not.